Discounts & Special Offers

Happening Now!

Switch to Caricom today and receive a 50% discount on your annual premiums. That’s half of what you are currently paying when switching from other insurance companies!

Make the switch today and save big!

Accidents can happen at any time. Here are some helpful tips that you can implement to reduce your risk of loss or the best options once a loss has occurred.
Remember to share this information with family and friends. Let’s work together to ensure your safety!

  • How to Prevent Vehicle Theft
  • What to Do When You Are Involved in an Automobile Accident
  • Tips for Inside your Home
  • Tips for Outside Your Home
  • What to do if Your House is Broken Into

Extended Offers

  • No Claim Discount – a 10% discount on premiums for the first year accident free – followed by an additional 5% in subsequent years, up to a maximum of 50% for Hire Vehicles, 40% for commercial vehicles and 60% maximum for private vehicles.

*Tractors do not qualify for these discounts.

  • Fleet Insurance Coverage – 5% discount on the first premium for 2 to 5 vehicles. 10% discount on first premium for more than 5 vehicles.
  • Loyalty discount – 3% discount on renewal premiums every 5 years, for maintain policy with the company.
  • Accident Forgiveness – if you have been a customer for 4 years, and have remained accident free for 3 consecutive years, premiums wound not be increased if an accident happened the first time – even if you’re at fault. There is no hidden or additional charge for this. However, it must be clear that this offer allies only to the first accident after the specified time.
  • E-buy – save $1,500 instantly on your first policy by downloading and completing your application form.
  • Multiple Policies – receive a 15% discount if you have more than one policies with us and a 20% discount if you have more than 2 policies insured with us.
  • Pay in fill – pay your entire policy upfront (yearly) and get a 3% discount on premium (for Auto Insurance – this applies to Comprehensive Coverage only).